Who We Are and What We Do

We are regulated by the Royal Institution of Chartered Surveyors (RICS). Our firm has been providing Reinstatement Cost Assessments for Insurance Companies for over 20 years. Because of our industry experience you can trust the accuracy of our reports. We use our expert knowledge of property construction coupled with the latest data from the Building Cost Information Service (BCIS) so you know how much to insure your home for, in line with market rates.

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Why Are Reinstatement Cost Assessments Important For Insurance Lenders?

An RCA allows insurance lenders to evaluate the expenses required to restore or rebuild a property to its original state after damage or destruction. This assessment is critical to ensuring that the insurance coverage matches the true rebuilding costs, encompassing construction materials, labor, regulatory compliance, and other associated fees. For lenders, an accurate assessment protects their financial interests by preventing underinsurance and ensuring that, in the event of a claim, the property’s value is fully covered. Additionally, it helps determine appropriate policy premiums and mitigates financial risks.

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Key Components of Reinstatement Cost Assessments

  • Construction Costs – The estimated cost of rebuilding the property, including materials and labor.
  • Professional Fees – Costs for architects, surveyors, and other experts required for the reconstruction process.
  • Regulatory Compliance – Expenses related to meeting updated building codes and safety regulations.
  • Demolition & Debris Removal – Costs for clearing damaged structures before rebuilding begins.
  • Inflation Adjustments – Consideration of market fluctuations in material and labor costs.

Why Choose Property Rebuild Costs?

Reinstatement cost assessments are evaluations conducted to determine the cost of restoring or rebuilding a property to its original condition after damage or loss. Insurance companies rely on these assessments to establish adequate coverage and ensure policyholders receive accurate compensation.

RICS Registered

Each assessment is produced by an experienced RICS Registered surveyor meaning you can trust the accuracy and integrity of our reports.

Fast Turnaround Time

Our surveyors assess your property remotely which enables us to complete the report within 2 working days.

Affordable

Our standard fee is just £150 including VAT. We provide progressive discounts for repeat custom, so your valuations become more affordable the more you work with us.

Convenient

We do not need physical access to the property therefore can assess any residential property in the UK. Ideal for landlords or those with property portfolios.

Frequently Asked Questions

A remote assessment is where a surveyor uses information obtained from digital resources to produce a report without need to physically inspect a property.

We also use information provided by you using our simple online form. We will ask for details about your property and you can upload any images or files that you think would help the surveyor. We are always available by telephone or email to discuss any details prior to submitting the form.

Our rebuild cost assessments are carried out by RICS Registered surveyors so you can be assured that the report is produced to a high possible standard.

Our surveyors use the latest data from the Building Cost Information Service (BCIS), who provide cost and pricing information for the UK construction industry. We also reference data from various digital resources including HM Land Registry, Ordnance Survey, historical Rightmove marketing details, local authority planning records, online government sources like Energy Performance Certificates, and mapping tools such as Google Maps and satellite imagery.

If our surveyor feels that a remote assessment would not be able to provide an accurate rebuild cost assessment we would refund your fee in full and recommend a physical inspection is carried out.

Your Rebuild Cost Assessment report will be prepared and signed by an RICS Registered Chartered Surveyor.

It will provide you with the cost of rebuilding your property in the event of a total loss.

The assessment includes:

  • Demolition
  • Site clearance
  • Professional fees
  • Local Authority requirements
  • Construction of the main building
  • Boundary walls
  • Gates
  • Fences
  • Paths
  • Drives
  • Garages
  • Outbuildings

We send your completed Reinstaement Cost Assessment report by email within 2 working days from instruction.

Sometimes we may be waiting on additional information in order to complete your report, however we will notify you of any delay.

Propertyrebuildcost.co.uk are able to provide rebuild cost assessments for residential properties throughout the UK including:

  • England
  • Wales
  • Scotland
  • Northen Ireland
  • Channel Islands
  • Isle of Man

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Contact our friendly team to receive bulk discounts on your Reinstatement Cost Assessments